For example, transfers from a Wells Fargo funding account are limited to $2,500 per day and $4,000 in a 30-day period, and lower limits apply when using the Zelle mobile app rather than the bank's self-operated services. Transfers from a Chase checking account are limited to $2,000 per day and $16,000 per calendar month. Zelle/Venmo/Paypal allow you to send to a third party, but have daily/weekly/monthly limits Zelle is likely the easiest if credit union supports it and relative has online account access to add it easily (tie it to their phone number, you send Zelle to their phone number. Relative doesn't have any new venmo/PayPal account to keep track of)
If your bank isn't partnered with Zelle, you'll be limited to sending no more than $300 over a rolling seven-day period, although Zelle may, at "its discretion," lift your spending cap. If your bank is a member of Zelle's network, you'll have to refer to your bank for any spending/receiving limits. You can only cancel a payment if the person you sent money to hasn’t yet enrolled with Zelle.To check whether the payment is still pending because the recipient hasn’t yet enrolled, you can go to your Activity page, choose the payment you want to cancel, and then select "Cancel This Payment."
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